Moneyview is a digital lending platform that provides instant personal loans and Free Credit Score Check services. With the Moneyview App, borrowers can get personal loans up to INR 10 lakhs within minutes.
When you need quick funds for unexpected expenses, consider Moneyview, a Bangalore-based fintech company operated by Whizdom Innovations Pvt Ltd.
To get money quickly, read the Moneyview loan app review, eligibility criteria, interest rates, loan limit, and application process.
Table of Contents –
Moneyview loan features & benefits
| App name | Money View loan app |
|---|---|
| Loan amount | ₹5,000 to ₹10,00,000 |
| Loan interest rate | 1.33% per month (16% Annually*) |
| Loan disbursment | 24 Hour Disbursal |
| Loan Type | Collateral Free Loans |
| Loan Tenure | Loan disbursement |
What is moneyview app
Moneyview is a digital financial platform operated by Whizdom Innovations Private Limited, founded in 2014. It is based in Bangalore, India. Moneyview specializes in digital lending and financial services such as personal loans, personal finance management tools, and credit score tracking.
Through its user-friendly app, Moneyview aims to make personal loans and financial services more accessible to people across India.
Moneyview offers personal loans to meet various financial needs of people, offering loan amounts ranging from ₹5,000 to ₹10 lakh for eligible borrowers with flexible repayment tenures ranging from 3 to 60 months at interest rates starting from 1.33% per month.
Why Moneyview;
Moneyview is a platform licensed by the Reserve Bank of India (RBI) and it partners with trusted banks and NBFCs that follow RBI’s strict lending policies. Moneyview is also ISO 27001:2022 certified, which means borrowers’ personal and financial information is protected with top security standards. Moneyview is a secure and reliable platform, and the loan application process is 100% digital.
Moneyview interest rate
Moneyview personal loan interest rate starts from 1.33% per month (16% per annum) and varies depending on the borrower’s credit profile, income, sanctioned loan amount, tenure, etc. Fees are transparent and affordable, with no hidden costs.
| Interest rate | Starting from 1.33% P.M |
| Processing fees | 2% of the sanctioned loan amount |
| Penal charges on Overdue EMI | 24% per annum + taxes |
| NACH Bounce charges | Rs.500/- each time |
| Foreclosure Charges | NIL |
Moneyview loan eligibility
The applicant must fulfill the following eligibility criteria to avail of a loan from Moneyview:
- Age should be between 21 to 57 years.
- The applicant should be salaried or self-employed.
- Monthly income should be Rs 13,500 or more.
- Minimum CIBIL score should be 650 or more.
Documents for Moneyview Loan
The following documents will be required for the Moneyview loan (Salaried and self-employed):
- Proof of Identity: Aadhaar Card
- Proof of Address: PAN Card
- Proof of Income: Last 3 months’ bank statements
How to apply for Moneyview Loan
- Download the Moneyview app or visit the website.
- Provide the required details and check eligibility.
- Choose loan amount and repayment term, based on eligibility.
- Upload necessary documents for verification.
- After the documents are verified and the application is approved, the loan amount will be credited to your account within 24 hours.
To check your current MoneyView loan status online:
- Visit the MoneyView Website.
- Log in to your account using your registered mobile number.
- Navigate to the Loans section.
- Check your loan status to see if it’s approved, pending, or rejected.
Money view login and download link:
| MoneyView Loan Login | Click Here |
| MoneyView Loan Status Check | Click Here |
| MoneyView App Credit Score Check | Click Here |
| MoneyView Loan App Download | Click Here |
Moneyview loan app review
The MoneyView Loan App is a genuine and trusted lending platform registered by the Reserve Bank of India, and it is well-regarded for its user-friendly interface and efficient loan application process. Borrowers can quickly check the loan eligibility, which takes just 2 minutes, and choose flexible loan amounts and repayment tenures, catering to various financial needs.
Pros:
- Quick loan approval and disbursal (often within 24 hours)
- User-friendly app interface
- High level of data security (ISO 27001:2022 Certified)
- Flexible loan amounts and repayment terms
Cons:
- Interest rates may be higher depending on credit profile
- Some users report delays in customer support response
Related – FAQs
Is money view RBI approved?
Yes, Moneyview is a trusted and legitimate digital lending platform licensed by the Reserve Bank of India (RBI), which provides various financial services (personal loans and credit tracking). Also, the Moneyview app is ISO 27001:2022 certified for user data security.
Is Money View app safe or not?
As an RBI-licensed lending platform, Moneyview is a 100% safe and secure financial app. Also, Moneyview uses 256-bit data encryption to protect user data and is an ISO 27001:2022-certified platform.
Is money view loan real or fake?
Moneyview is a genuine loan app, licensed by RBI, and has ISO 27001:2022 certification. The Moneyview app has over 60 million customers and over 50 million app downloads on the Play Store.
What is the loan limit for Money View?
Moneyview App loan limit or maximum loan amount is up to ₹10 lakh. Borrowers can avail of personal loans up to ₹10 lakh from Moneyview based on eligibility, which includes age, credit profile, income, loan terms, repayment capacity, etc.
What is the interest rate in the moneyview?
The interest rate for MoneyView personal loans starts at 1.33% per month (16% per annum).
What is the bounce charge of Money View?
The bounce charge for MoneyView is ₹500 for every missed EMI payment and a separate penalty charge of 24% per annum.
What are the penalty charges for Moneyview?
Cheque Bounce Charges: ₹500 per bounced cheque.
Overdue EMI Charges: 24% per year plus applicable taxes on overdue EMIs.
Prepayment and Foreclosure Charges: 1–5% or more of the outstanding balance, depending on the lender’s rules.
Credit Score Damage: Defaulting on EMI payments can decrease your credit score by 50–70 points, affecting future borrowing.
What if I don’t repay Money View loan?
Lenders can take legal action to recover the money, including filing a civil case under Section 138, pursuing criminal charges under Sections 403 and 415 of the IPC, 1860, seizing your assets, and imposing penalties.
How much CIBIL is required for a MoneyView loan?
A minimum CIBIL score of 650 is required to qualify for a loan from MoneyView.
What is the minimum salary for money view loan?
The minimum salary required to be eligible for a MoneyView loan is ₹13,500 per month.
What is money view loan age limit?
The age limit for a MoneyView loan is between 21 and 57 years.
Can I foreclose a loan in money View?
Yes, you can foreclose a loan in MoneyView with an NIL foreclosure fee.
is moneyview safe
Yes, Money View is a safe application. It is licensed by the Reserve Bank of India (RBI) and is ISO 27001:2022 Certified.
In conclusion
Moneyview is a secure and reliable platform, RBI licensed and ISO 27001:2022 certified, complying with all regulations. Whether you are salaried or self-employed, if you meet the eligibility criteria, you can get a loan from Moneyview quickly and hassle-free.
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